Built by an FCA-regulated planner. For UK schools.

Master your money. Own your future.

FinMPower is a gamified financial literacy platform for 16 to 18 year olds. Short video lessons, real-life scenarios, and XP-based progress your students will actually finish.

Free pilot for early schools
Under-18 safeguarding built in
Aligned to UK PSHE & Citizenship
9:4184%
Welcome back
Alex Johnson
Your Progress
1,240 XP
Personal Banking
4 of 6 lessons complete
Budgeting Basics
Ready to start
Smart Saving
Ready to start
The gap we are closing

Financial education is increasingly important. Yet many students still leave school without the confidence to manage their own money.

61%
of 18 to 24 year-olds don't recall any financial education at school
UK Parliament
3 in 4
teachers say students leave school without key money skills
MaPS
44%
of UK adults are classified as financially illiterate
IFA Magazine
2.38M
16 to 18 year-olds in the UK. The exact audience we are built for.
ONS
How it works

Fits into your school day in three steps.

Designed to fit a tutor period or a homework slot. Engaging enough that students actually do it.

1

Teacher sets it up

Share a join link with your class. Simple setup with minimal IT involvement, no app store needed.

2

Students watch and respond

Short video scenarios from Rik, FCA-regulated planner. Real situations, plain English, no jargon.

3

Everyone tracks progress

Students earn XP and badges. Teachers see class-level analytics and can evidence impact.

Built for schools

Designed for the classroom. Loved by students.

Gamified progression

XP, badges, and streaks turn each lesson into a goal worth finishing, not a chore.

Real-world relevance

Every lesson uses a situation students actually face: student loans, first paycheque, scams, rent.

Teacher dashboard

See class progress, spot who is falling behind, and prove impact to leadership. All in one view.

Safe by design

Built for under-18s. No social feeds, no in-app purchases, GDPR-compliant by default.

Works on any device

Progressive web app for Chromebooks, tablets and phones. Nothing to install, low-bandwidth ready.

Set up in minutes

Share a join link with your class. Simple onboarding, minimal IT overhead, no training needed.

The curriculum

Three modules live. Four more on the way.

Every module is built around real decisions 16 to 18 year olds will face within the next few years.

Live
Module 1

Personal Banking

Current accounts, savings, debit vs credit, spotting scams. Everything they need before opening their first account.

6 lessons~25 min3 quizzes
Live
Module 2

Budgeting Basics

Track income, plan spending, and build a budget that survives Friday night. Real scenarios, not spreadsheets.

5 lessons~20 min3 quizzes
Live
Module 3

Smart Saving

Set goals, understand interest, and learn why time matters more than amount. Compound interest finally clicks.

5 lessons~20 min3 quizzes

Investing, Lending, Tax, and Entrepreneurship modules launch this academic year. See the roadmap →

R
FCA-regulated
UK financial planner
Meet your money guide

Built by a real planner. Designed for schools.

"Every lesson is something I wish someone had shown me at 17. Real decisions, plain English, no products to sell."

FinMPower is led by Rik, a UK financial planner regulated by the FCA. Every module is shaped by years of advising real clients and adapted for the moments that matter most at 16, 17, and 18.

Schools get content with regulatory credibility, students get someone who actually talks like a person, and parents get peace of mind.

FCA regulated
15+ years advising
Product-independent
Why we are different

Most "fin-ed" tools are selling something. We are not.

FinMPower exists to teach. Not to sign students up to a product, an account, or a brand.

Typical money apps for teens

Built around a product

Tied to a prepaid card or banking product
Aimed at younger children, not Sixth Form
Generic content with no regulatory grounding
Focused on test results, not life decisions
Limited or no teacher tooling
FinMPower

Built around the student

Product-independent. No card, no upsell.
Purpose-built for 16 to 18 year olds
Designed by an FCA-regulated planner
Built for life readiness, not exam pass rates
Live teacher dashboard from day one
Designed in the UK, for UK schools
GDPR and UK data residency
Under-18 safeguarding by design
What is next

Shipping with schools, not at them.

Phase 1 is live. Phase 2 is shaped by feedback from our pilot schools. Yours could be one of them.

Live now: Phase 1

3 core modules and teacher dashboard

Personal Banking, Budgeting Basics, and Smart Saving. Plus class-level analytics for educators.

Coming: Phase 2

4 new modules

Investing, Lending and Credit, Tax, and Entrepreneurship. Same format, same pace.

Coming: Phase 2

AI money coach

A personal AI tutor for every student. Trained on Rik's voice with regulatory guardrails built in for under-18s.

Coming: Phase 2

Canvas LTI and live sessions

Drop FinMPower into Canvas in one click. Plus live Q&A sessions with Rik for premium schools.

Now booking autumn term pilots

Give your students the money skills they will use for life.

Set up takes 10 minutes. We will be there throughout.

No credit card. No commitment. Cancel anytime during pilot.